Bringing flood insurance into the 21st century

This year, many of Louisiana’s 64 parishes are again recovering from some kind of natural disaster. Families and businesses across our state rely on the National Flood Insurance Program (NFIP) for insurance protection from future floods and hurricanes. But the NFIP is broken. A flood insurance program isn’t doing its job if it’s too expensive to afford, or if it allows bad actors to take from hardworking families struggling to get back on their feet.

We need simpler rules, affordable premiums, quicker decisions by government bureaucrats, accountability for contractors, government websites that a normal person can navigate, and government workers who answer the phone. When a disaster strikes, our families need a smiling face and a hand to help them pick up the pieces—not a Washington bureaucrat with a stack of paperwork.

I’ve introduced bipartisan legislation that would not only extend the NFIP, but would encourage lower premiums and invest into mitigation projects for families, helping Louisiana to be better prepared for the next storm.